The Bank Bill rates for 90-days and five years have barely moved over the last three months.  Both are in the mid-threes.  To the technical analysts among us, the chart appears to be bottoming out, and the next move is likely to be up.

Therefore, now is a good time to lock in a rate for Asset Finance and/or a fixed rate for Property Finance.  We can get a three-year fixed rate for property that’s actually less than a heavily discounted variable rate.  This unusual condition may also be a sign that the downward trend is coming to an end.